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Helping you enjoy the retirement you've earned with solid growth and a guaranteed income plan. Because a good plan is always better than a good guess.
Helping you enjoy the retirement you've earned with solid growth and a guaranteed income plan. Because a good plan is always better than a good guess.
Guarantees Allow You to "DO THE MATH"
Guarantees Allow You to "DO THE MATH"
Guaranteed growth, pay-out factors, no fees or low fees, and tax-efficiency allow you to calculate exactly your retirement paycheck, regardless of market swings, inflation, or other economic events.
Real-life Sample Scenarios
Real-life Sample Scenarios
American Equity Asset Shield
401K/IRA rollover from former employer / age 50-60
American Equity Asset Shield
401K/IRA rollover from former employer / age 50-60
- 10 % immediate cash bonus
- 5.5% compound guaranteed IAV rate
- 20 year max IAV growth period
- Payout factor for a male age 70- 5.4% of total IAV
- Payout factor doubled for up to five years if member is unable to perform at least 2 of 6 activities of daily living
- Annual fee- 0.90% of contract value
- George's "DO THE MATH" Example- Fifty year old George rolls over an IRA with a balance of $500,000. The 10% bonus makes his initial premium $550,000. George's Income Account Value grows at 5.5%, compounded annually. At age 70, George's IAV has grown to $1,604,766.62. George opts to turn on his Lifetime Income Benefit- 5.4% or $86,657.39 guaranteed for the rest of his life.
- If George predeceases his spouse, she may elect to continue the same schedule of lifetime income payments, and can never outlive the IRA money.
SILAC DENALI BONUS
401K/IRA rollover from former employer/ age 64
SILAC DENALI BONUS
401K/IRA rollover from former employer/ age 64
- 10% immediate cash bonus
- 6.9 % average compounded growth, based upon the prior ten years
- lifetime continued growth period
- Payout factor for a male age 71- 5.5% of total
- Payout factor doubled for up to five years if member is unable to perform at least 2 of 6 activities of daily living
- Annual fee- 0.0% of contract value
- Frank's "DO THE MATH" Example- Sixty-four year old Frank rolls over an IRA with a balance of $350,000. The 10% bonus makes his initial premium $385,000. Frank's Income Account Value grows approximately 6.96%, compounded annually. At age 71, Frank's account has grown to $601,012. Frank opts to turn on his Lifetime Income Benefit- 4.85% or $ 27,941 guaranteed for the rest of his life, continuing to grow and lock in the highest income benefit
- If Frank predeceases his spouse at age 83, he will have enjoyed $ 427,643 in withdrawals, and will leave a death benefit of $ 718,369 for his grieving widow, for a total benefit of $1,146,012.
SILAC TETON BONUS
Inheritance /
age 61
SILAC TETON BONUS
Inheritance /
age 61
- 10% immediate cash bonus
- 6.9 % average compounded growth, based upon the prior ten years
- LIFETIME continued growth period
Annual fee- 1.0% of contract value
Mary's "DO THE MATH" Example- Sixty-one year old Mary deposits $250,000 that she inherited from her dear Aunt Gertrude. . The 10% bonus makes her initial premium $275,000. Mary's Income Account Value grows at 6.6.96%, compounded annually. At age 71, Mary's account has grown to $467,807. Mary opts to withdraw 5% annually, (beating the old 4% rule by 25%), $23,281.01 the first year, with continued growth, locking in each new increase to $36,149 in annual withdrawals by age 79. If lucky Mary lives to age 95, she will have enjoyed $ 563,777 in income from her account, and will leave for her family a death benefit of $ 503,518, for a total benefit of $ 1,067,295.
Our representatives
Our representatives
We are very pleased to employ the finest business professionals to represent our clients as they explore various options and plans for their retirement dollars. Decades of experience, ongoing training, high levels of education, ethics certification, and a philosophy of serving clients' needs ensures a positive experience and rewarding relationship with our clientele. Our agents hold licenses by the individual state departments of insurance, as well as certifications from each individual company we work with.
Highly rated companies we work with:
Equitable
Silac
North American
Mutual of Omaha
Minnesota Life
American Equity
Voya
Catholic Financial Life
Columbian Financial Group
Protective Life Insurance Company
National Catholic Society of Foresters
Thrivent Financial
Great American Insurance Group
Useful links to a better understanding
Useful links to a better understanding
Grow your knowledge
Grow your knowledge
Care-free living.
Care-free living.
With your new IRA/retirement plan in place, you'll be able to enjoy living without constantly worrying about fees eating up your retirement, losses devastating your nest-egg, or stagnation keeping you from realizing your goals.